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Closing a Credit Card Without Hurting Your Credit Score
Thinking about closing that credit card? If you’re struggling to pay off credit card debt closing a card is tempting. It’s one less way to rack up debt. But you might not want to close it quite yet. Closing credit cards does reduce your credit score. Doing this at the incorrect time could cost you thousands of extra dollars in the future. Let’s go...
Financial Moves to Make in Your First Year of Marriage
It’s probably not surprising to hear that finances are one of the leading causes of distress and divorce—especially among newlyweds. Therefore, it’s a topic that should be taken seriously to assure a lasting marriage. Understandably, money is hard to discuss, but addressing your finances early on in the marriage can help alleviate much stress. Of...
How To Build Credit The Right Way
Wondering how to build credit from scratch? Worried you haven't started building credit yet? Here is what you need to know to build good credit for the first time.How do you get a mortgage, car loan, or apartment lease? By presenting the bank or landlord with a good credit history that demonstrates you’ve been financially responsible in the past.But, how...